Your Home Sold Guaranteed Realty — The Nathan Clark Team

Buy a Home For No Money Down in Johnston With a Top Realtor

No Money Down in Johnston

Learn How to Buy a Home in Johnston For No Money Down

If you want to buy a home in Johnston for no money down, then there are several options available to you. Many home buyers are concerned about being able to afford a down payment– particularly first-time home buyers. 

When down payments can be as high as $10,000 or $20,000, it only makes sense to consider financial assistance programs.

In this post, our realtors at Your Home Sold Guaranteed Realty – The Nathan Clark Team will briefly discuss two types of these assistance programs. To find more information, download our free guide“How to Buy a Home With Little Or No Money Down,” by filling out the form at the end of this post.

Financial Assistance Options For First-Time Home Buyers

Many down payment assistance programs are targeted at first-time home buyers. This is because first-time home buyers are often paying rent, which makes it much harder for them to save up enough money for a down payment.

These programs make it possible to buy a home in Johnston for no money down, or at least a much smaller payment amount.

Even if you already live in a home, you may still technically be a first-time home buyer as long as your name isn’t actually on the deed. For example, if a spouse, parent, or friend is the only one with their name on the deed.

Ultimately, the best way to find out what you qualify for is by consulting with an experienced realtor in Johnston, Rhode Island. Realtors are knowledgeable about down payment assistance programs in the area.

Financial Assistance Options For Veterans 

Another option to buy a home in Johnston for no money down is if you’re a veteran. VA home loans offer down payment assistance to eligible veterans. To qualify, you may need to meet one of several requirements. These include:

  • 90 consecutive days of active service during wartime
  • 181 consecutive days of active service during peacetime
  • More than six years in the National Guard or Reserves or at least 90 days under Title 32 orders, with at least 30 of those days being consecutive.

There are also other scenarios where you might qualify for a VA home loan. For example, if you:

  • Were discharged from the service connected to a disability
  • Are the spouse of a service member who died in the line of duty
  • Have a disability from a service-related injury

In addition to service qualifications, keep in mind that traditional financial requirements may be in place, such as a good credit score. Be sure to check with your local VA office to see what the exact requirements are in your area.

Our Team Can Help You Buy a Home in Johnston For No Money Down

To learn more about how to buy a home in Johnston for no money down, be sure to read our free guide on “How To Buy A Home With Little Or No Money Down.”

And when you’re ready to take the next steps in the home-buying process, our award-winning real estate team at Your Home Sold Guaranteed – The Nathan Clark Team can help. We have years of experience helping home buyers purchase a home for little to no money down.

On top of that, we offer several buyer’s guarantees, such as our Buyer Protection Plan, that make the home buying process as easy and risk-free as possible.

Our proven track record of results speaks for itself– but don’t take our word for it. Check out what people are saying about our real estate team here

To learn more about working with us, or to download our free guide, give us a call at 401-288-3557 or fill out the form below. Get ready to start packing!

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Nathan Clark $ 39 Cedar Swamp Rd, Smithfield RI 02917 401-288-3557
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